We did it! Thanks to your generosity, the Foundation permanently removed 810 vehicles from Colorado's roads for good this year. And even during the pandemic, those 810 vehicles surpass all of last year's 807 donations.
Thank you to the following dealers who helped make that milestone possible last week:
There are fewer than four (yes, that’s FOUR!) weeks until the end of the year, so now is the time to unload those dollar cars, clunkers, lumpies, high-polluters, etc. for a tax break.
Because the Clear the Air Foundation is a 501 (c) 3 nonprofit, you can take advantage of tax breaks for donated vehicles. (Check with your tax advisor to see if you can write off the book value of donated vehicles.)
From there, we can pick up vehicles in any condition. For example, Warren Tech donates vehicles that have been through fire safety training. And here’s a fun fact: Even burned out shells have value. (Who knew?!)
Why downplaying your dealership's data privacy management can be a bet-the-business decision
Because you collect, store and rely on customers' personal information, dealerships are high-value targets to cybercriminals.
In fact, the information you collect is considered digital gold. And it's just a matter of time before you're attacked, as cyber attacks and reputation-ruining data breaches are on the rise, along with the costs to respond to them.
Led by data privacy attorney and Fisher Phillips' Partner Ed Hopkins FIP, CIPM, CIPT, CIPP/US, CIP/G, CIPP/E, CIPP/C, CIPP/A [He explains the letters behind his name], you'll be surprised to learn what's happening with bitcoin — the currency of the dark web and ransomeware — in getting your data back.
The webinar is available for you to stream now on CADA's Education on Demand!
Thanks for participating in our Legislative Grassroots Meetings!
Special thanks to those dealers who have been an active part of the 100 in 100 Days Campaign so far!
Power in Numbers
Currently, CADA has hosted 73 Legislative Grassroots Meetings with 73 Legislators and 21 Fundraising Events with 56 Legislators. Our staff has also been in attendance at 4 C-3 Legislative Base Camps alongside 30 Legislators. Our PAC Dinner was another successful gathering with 15 Legislators, adding another meeting type to the schedule - Political Action Events.
Only made possible through dealer attendance, we have been a part of 99 meetings with Legislator attendance totaling 174.
NADA has just announced the 2021 schedule of dealer franchise meetings taking place at next year’s NADA Show, Tuesday, February 9 through Thursday, February 11.
Just as with our in-person shows, next year's dealer franchise meetings will offer dealers and dealership managers the chance to learn the latest updates and changes happening with their franchises directly from their senior leadership.
This is your opportunity to not only hear from but to speak directly to automakers about your dealership's concerns during Q&A sessions. You'll also get to know other successful dealers under your brand.
Start planning your meeting schedule along with 60+ workshop sessions, insights from the Main Stage; thousands of products, live product demos and one-on-one meetings with exhibiting companies at NADA Expo; as well as networking opportunities across the entire automotive industry.
Plus, register early with no cancellation fee before Jan. 11.
Staying at the top of your game in the ever-changing world of automotive means constant education and self-growth. Check both boxes with CADA’s Education on Demand, through training that fits your schedule.
You’ll find relevant and timely training you can stream on topics ranging from COVID-19-related Employment Law to Solar and Hail inventory protection options, to Avoiding Lawsuits and Warranty Reimbursement. And we’re adding more sessions all the time.
Governor Polis issued a Colorado's mask mandate which requires everyone over the age of 11 to wear a non-medical face covering when in public spaces. The statewide mandate was first put in place in July, and has been extended every 30 days since then.
TN1060 3-layer disposable face masks (50/package)
TN2210 5-layer KN95 anti-dust face masks (50/package)
For information about any Endorsed Providers' products or services, contact: Marsha Temple 303.457.5123 office | 303.589.3801 mobile
Considerations for Replacing Your Permanent Life Insurance Policy
Life insurance is a competitive market, and for many people, life insurance is not a once-in-a-lifetime purchase. There are many factors and sales tools used to tempt a person to exchange or replace their existing permanent life insurance with a new policy. Understanding the facts about your current policy, and the risks involved in replacing it, can help you make an informed decision that fits your current and future insurance needs.
When faced with the decision of replacing your existing permanent life insurance coverage, be skeptical, and take the time to understand all of the advantages and disadvantages that come with this decision.
Interest Rates: Does the coverage have a guaranteed interest rate that the company cannot go below? Is the rate tied to investments that you must choose and manage, which can add to the risk of the policy? Illustrations can be complicated and confusing; does it look too good to be true?
Policy Fees and Expenses: Understand and compare policy fees, and expenses. Some companies have both current and guaranteed rates. This allows the company to increase other fees, which will affect policy performance.
Cost of Insurance: Life insurance premium rates are influenced by the insured’s age and health. The cost of insurance will most likely be higher on a new policy than on your existing policy, primarily because you are older and your health may have changed when the new coverage starts.
Surrender Charges: Your policy may still have surrender charges, or cancellation fees, which will reduce the amount of money that would be transferrable to the new company. Surrender charges are usually higher in the early policy years, which means that any new coverage will likely have a higher surrender charge than any existing coverage.
Contestability Period: Life insurance is often issued with a two-year contestability period. This means that during the first two years of the policy, a death claim may be denied if the applicant or insured left out or distorted information that was provided during the application process.
Taxation: When a life insurance policy is surrendered for cash, certain circumstances may cause the funds received to be subjected to state and/or federal income tax. A financial professional should be consulted to fully understand the tax implications.
Although replacing your existing permanent life insurance policy is rarely beneficial, the replacement may make sense if the cost, projected performance, and the benefits outweigh the disadvantages. Knowing the facts, understanding your current and future life insurance needs, and thoroughly reviewing your options with your insurance advisor will help position you to make the best decision for your long-term financial goals.
CSA's Annual Membership Breakfast is BYOB (Bring Your Own Breakfast!)
Join us for the Annual Membership Breakfast from the comfort of home via Zoom!
December 11, 2020 8:00 am to 9:30 am
Bring your own bacon, biscuit or burrito and dig in as we review 2020 and highlight what CSA has planned for 2021!
In addition to the business at hand, we have a special session to get your creative juices flowing!
Creativity!
When people hear or see the word creativity, they think art, music, play, something that belongs to children…but creativity is about so much more than that! Join us for a fun session on how to use your own creative nature to re-imagine how you meet, conduct business, or problem solve. This will be an introduction to ways you can unlock and get in touch with your own creativity. It is in all of us, we just may have to look for it!
This is a free Members Only Event. Your participation in this annual event is an important part of CSA's success and future. We appreciate your support and look forward to seeing you! To register you will need your Member Sign-in. Don't know you member sign-in? Request your log-in by emailing admin@coloradosafety.org
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